Investment ISA - Account Overview

Get tax free returns from your investments

With Barclays Stockbrokers Investment ISA you can invest up to £7,200 (2008/09 allowance) a year and your portfolio will be free from Capital Gains Tax on any growth, and Income Tax on dividends or interest. This means you will pay no tax on any returns received into your ISA investments, nor any capital gains tax on growth of your investments*.

And with our Investment ISA you will be in complete control of your investments. You can choose from our extensive range of investments which allow you to structure a portfolio which meets your investment objectives and risk profile. As well as stocks & shares and gilts & bonds, you could consider iShares, funds, Investment Notes, Exchange Traded Commodities (ETCs) and REITs (Real Estate Investment Trusts). Selecting your own investments is not for everyone, the value of these investments can fall as well as rise and you may lose money.

The value of the favourable tax treatment to ISAs to you will depend on your individual circumstances. You should bear in mind that this favourable treatment might not continue indefinitely, but the current government has indicated that it is committed to ISAs and the benefits that they provide.

For more information on ISAs and other tax efficient ways to invest, as well as ideas on how to manage your investments to mitigate tax liabilities visit our tax centre.

Is it for you?

If you are a UK resident and want to gain the tax benefits of an ISA and still make your own investment choices, an Investment ISA is a very good choice.

So why choose Barclays Stockbrokers Investment ISA?

• Putting you in control: with Barclays Stockbrokers, you’ve got access to a wide range of products including stocks & shares, gilts & bonds, iShares, Exchange Traded Commodities (ETCs), funds and Investment Notes. You just pick the ones you want, and the mix that you want to meet your risk profile and investment objectives. You can change your ISA mix any time you want to.
• Competitive Dealing rates - online tiered commission charges which reward active traders -you'll pay a maximum of £12.95 per online deal. However, the more you trade the lower the cost. If you deal between 15 – 24 times per month you pay £9.95. Trade 25 times or more and it drops to just £6.95.
• Simple charging structure: our annual ISA administration fees are low and simple to understand.
  - £30+VAT pa on balances up to and including £7,500; or
  - £50+VAT pa on balances over £7,500
  Also, all investments in funds from our own Funds Market are excluded when calculating our administration charges, so if you are fully invested in Funds Market funds, the administration charge will be waived.
• Barclays Stockbrokers Price Improver® has links to more Market Makers than any other provider. As a result in 2008 75% of equity trades were transacted on improved prices.
• The help you’ll need: through our award-winning website, you’ve got access to investment research, news feeds, advanced trading tools and informed market commentary that can help.
• Single account view - an integrated online valuation of your complete portfolio, any time of the day, any day of the year, and all the online functionality to manage this, including up to date valuations.
• Flexibility - trade online, over the telephone or by post, whichever suits you and we’re always available online or over the telephone to support you.
• Account linking – Access lower commission charges by linking your MarketMaster® and Investment ISA accounts you and other people at your address have with us.
• Access to BARXdirect – our award winning dynamic, institutionally inspired and customisable professional trading platform.

Transfer existing ISAs to Barclays Stockbrokers

Learn more about ISAs with our online seminar