Investment ISA - Account Details
How to trade
Access our online trading service which gives you simple and clear step-by-step trading with confirmation screens and 15 seconds to decide if you want to make a trade.
You can also sign up for our dynamic, institutionally inspired and customisable professional trading platform. The platform integrates real-time news feeds and pricing with sophisticated charting tools and proprietary Barclays research. You’ll find everything you need to manage and control your investments in one place. The platform allows you to trade seamlessly across your ISAs, SIPPS and CFD accounts.
Whenever you deal stocks and shares, you have access to our full range of flexible order types including Quote & Deal, Limit Orders At Best, Stop Orders and our award-winning Trailing Stop Orders, as well as our market-beating Barclays Stockbrokers Price Improver®.
If you are still unsure about what to invest in why not use our practical Investment Selector. All you have to do is answer a series of short questions on the amount you plan to invest and the kind of returns you're expecting and this powerful interactive tool will search our available products that could meet your investment profile.
Alternatively view our ISA online seminar to find out more.
Tax benefits of an ISA
An ISA offers a tax-efficient shelter, this means that currently:
- You pay no Capital Gains Tax on your profits
- You receive 20% tax* refund on income received on fixed interest securities (such as Gilt and Bonds)
- You don't need to report income from your ISA on your tax return
- There is no loss of tax relief on remaining investments if you make a withdrawal
- The value of the favourable tax treatment to ISAs to you will depend on your individual circumstances.
- You should bear in mind that this favourable treatment might not continue
Cash management
Each tax year you can subscribe up to £7,200 to a Stocks and Shares ISA.
All sale proceeds and purchase costs will be paid to or taken from your ISA.
With an Investment ISA, you can:
Fund your ISA up to your annual allowance by cheque, debit card, sale of existing shares or electronic transfer
- Add shares from an SAYE scheme or Profit Sharing scheme within 90 calendar days of release
- Withdraw funds direct to your bank account or give instructions to withdraw cash by phone, secure email instruction or writing
- Receive share dividends as cash or scrip dividends, or automatically reinvest this income back into the company, buying more shares. You can also give written instructions to withdraw and re-register stock
Some rules to note
- There are 2 types of ISA available - a Stocks and Shares ISA, and a Cash ISA.
- The annual ISA allowance is £7,200. Each tax year, you can subscribe up to the full £7,200 in a Stocks and Shares ISA; or subscribe up to £3,600 into a Cash ISA and use the remaining allowance in a Stocks and Shares ISA.(Please note that Barclays Stockbrokers does not offer Cash ISAs.)
- You cannot subscribe more than £7,200 in total each year to a Stocks and Shares ISA and Cash ISA.
- You cannot subscribe to more than one Stocks and Shares or Cash ISA in a tax year.
Keeping you informed
As well as being able to access information online, you’ll receive:
- Valuations – a quarterly printed report showing the value of your account
- Smart investor – our regular newsletter
- Smart investor update – our topical monthly newsletter
- Company Report & Accounts – you can request the Annual Report & Accounts for UK companies held in your account
* The beneficial tax treatment of ISAs may not continue in the future. The amount of tax relief depends on your individual circumstances.
