Property Investment - Investing in Property

Whatever the size of your portfolio, ownership of your own home means that property is more than likely your single biggest investment. Given the performance of real estate over recent years, you may well have chosen to increase your exposure to the residential market through purchase of buy-to-let properties.


But overexposure to a single asset class has significant risks and disadvantages. Property is relatively illiquid and returns are highly vulnerable to interest rate movements. And, while capital gains exemption on disposal of a primary residence is attractive, no such exemption applies to disposal of investment properties.

Investing through equities or a fund specialising in property allows you to gain indirect and liquid exposure to the commercial property market.
It makes for a more balanced overall portfolio and helps you to claim your full capital gains tax allowance annually.