Funds Dealing Package - Confident Income & Growth

This package has been designed to focus on capital growth while providing income. The risk profile of the basket is lowered by placing a relatively high proportion of investments into Fixed Income funds, both of which provide income which is regularly paid to investors. By maintaining the balance between equities, and fixed income, a medium risk profile is maintained.

Each of the funds has a creditable track record against its peers and has been chosen for its potential to perform in the economic conditions that Barclays expects over the medium term. However you should remember that their past performance is not an indication of how they will perform in the future.

 

 

The current 4 funds in this package are:

Schroder UK Alpha Plus (Acc) 40%   simplified prospectus		Standard Life AAA Income (Inc) 20%   simplified prospectus
Investec American (Acc) 20%  simplified prospectus		Fidelity Moneybuilder Income (Inc) 20%   simplified prospectus

Funds should be viewed as a mid to long term investment. If you're not prepared to invest in a fund for more than 5 years, then it might not be the right investment for you. The value of funds and any income that they generate can fall as well as rise and you may get back less than you invested. If you are uncertain about the suitability of funds or fund packages as an investment, you should seek financial advice.

 

How the funds were chosen

Barclays Wealth investment research team includes analysts who specialise in monitoring and selecting funds. The team has reviewed the current selection of funds on Barclays Stockbrokers Funds Market. From those funds, our specialist analysts have chosen a combination of 4 complementary funds which meet this package's investment objectives.

 

Charges

• Maximum Initial Charge of 1.5% per fund. No further charges applied for buying a Funds Dealing Package

• We don't pass on a charge for our selection expertise

• Minimum Investment Amount £1,000

 

Disclosure of inducements – when we invest in a fund on behalf of a client, Barclays Stockbrokers may receive remuneration from the Fund Manager in two forms:

• We may receive a share of the Initial Service Charge (ISC) applied by a Fund Manager.  On a Funds Market fund, this will be a maximum of 1.5%.  For non-Funds Market funds this will vary on a per fund basis and be a % of the standard ISC applied by the Fund Manager.  This will be detailed on the contract note.

• We may receive trail commission from the Fund Manager.  If we do, this will be a % of the standard Annual Management Charge (AMC) applied by the Fund Manager. 

Details of any remuneration received are available on request.  More information on how remuneration is calculated can be found in our charges and remuneration guide.

 

A fund with flexibility

• Simplified Investment Choice - instead of choosing from over 600 funds in our Funds Market choose from 1 of 9 tailored packages
• Accessibility - you can buy a Funds Dealing Package through any of our accounts including MarketMaster, SIPP and ISAs
• ISA - invest your full ISA allowance into funds and pay no administration charge

 

Read the simplified prospectus and Fund Factsheets

Find out about the 4 funds.

Fund factsheets

• Schroder UK Alpha Plus (Acc) - Fund factsheet
• Investec American (Acc) - Fund factsheet
• Fidelity Moneybuilder Income (Inc) - Fund factsheet 
• Standard Life AAA Income (Inc) - Fund factsheet

 

Fund Package Information

When you invest in a Funds Dealing Package, you're actually investing in 4 separate funds. We'll place 4 fund trades for you and you'll receive 4 contract notes. When you access your 'Account View' you will see the 4 funds as separate funds holdings. The package name won't appear.

If you choose at any point to sell any of the funds in your holding these will be treated as individual sales. You cannot sell the package as a whole. And because the funds are all selected from our Funds Market range, we won't charge you any commission for your sale.

You can track the performance of each individual fund using our funds research provided by Financial Express.

 

Important Information

When deciding if these investments are suitable, you should consider:

• The value of funds can fall as well as rise, and you can lose money
• Funds are a medium to long term investment, normally five years or more

We recommend you read our Funds Package Disclosures before you trade.

 

How to trade in this package
You’ll need to open an account. You can trade via most of our Trading Accounts or, if you are interested in tax-efficient investment, have a look at our ISA and SIPP accounts.